Educational estimates only
The calculations provided by Payslip Checker are intended to help UK workers understand and estimate their income tax, National Insurance, pension, and student loan deductions. They are not guaranteed to be exactly correct in every circumstance.
Your actual payslip deductions are determined by your employer's payroll software, using the tax code and instructions issued by HMRC to your employer. These may differ from our estimates for a variety of reasons, including:
- Mid-year tax code changes and cumulative PAYE adjustments
- Non-standard NI categories (B, C, F, H, J, M, S, V, Z)
- Complex pension arrangements or multiple pension schemes
- Benefits in kind, court orders, or other employer-specific deductions
- Salary advance repayments or payroll loans
- Scottish Income Tax for non-standard codes
- Week 1 / Month 1 non-cumulative tax basis
Not regulated financial advice
Payslip Checker is not regulated by the Financial Conduct Authority (FCA) and does not provide regulated financial advice. Nothing on this website should be interpreted as a recommendation to take any financial action.
For regulated financial advice, consult a qualified financial advisor. You can find regulated advisors at Unbiased.co.uk or via the FCA's Financial Services Register.
Accuracy and tax year
We make every reasonable effort to keep our calculators accurate and up to date with current PAYE, NI, and student loan thresholds. All calculators on Payslip Checker currently use 2026/27 tax year rates unless otherwise stated.
Tax rates and thresholds change each April. If you are using this calculator in a different tax year, figures may not be accurate. Always check the GOV.UK income tax rates pagefor the current year's rates.
Affiliate links
Payslip Checker includes contextual affiliate links to third-party services such as RIFT Tax Refunds, PensionBee, and Unbiased.co.uk. These are clearly labelled as “Partner” links. We may earn a referral fee if you click through and use these services. Our editorial content is not influenced by these commercial relationships — we only link to partners where we believe the service is genuinely relevant to our users.
No liability
To the maximum extent permitted by law, Payslip Checker accepts no liability for any losses, costs, or damages arising from reliance on the information or calculations provided on this website. All use of the site is at your own risk.
For authoritative guidance on UK income tax, always refer to GOV.UK Income Tax or contact HMRC on 0300 200 3300.