Plain-English guides on income tax, NI, pay deductions, and tax codes — written for real people, not accountants.
Featured articles
HMRC scrapped the WFH tax relief for employees from 6 April 2026. Millions are affected. Here is exactly what changed, who still qualifies, and how to grab up to £500 in backdated relief before the window closes.
As of 6 April 2026, families with three or more children can claim Universal Credit for every child. Hundreds of thousands of families are now better off. Here is exactly how much more you should be receiving.
Marriage Allowance is the most underused tax break in the UK. Free, takes five minutes to apply, and you can backdate up to four years for a lump sum of £1,008. Here is everything you need to know.
The HMRC approved mileage rate has risen from 45p to 55p per mile for the first 10,000 business miles. If your employer still pays 45p, you can claim the 10p difference as tax relief. Here is how.
MPs called student loans 'mis-selling' in July 2026 after the repayment threshold was frozen at £29,385 until 2030. We calculate exactly how much more graduates are repaying than they were told.
The BR tax code taxes every penny of your income at 20% with no personal allowance. If it's on your main job, you're almost certainly overpaying by hundreds of pounds a month. Here's how to fix it fast.
HMRC owes the average UK taxpayer £35 in overpaid tax each year — and millions never claim it. Here's the fastest way to get your money back, whether you're employed, self-employed, or have stopped working.
Millions of workers were put on emergency tax codes in April 2026 — and many are still overpaying two months later without realising it. Here is how to spot it, how to fix it today, and how to reclaim every penny HMRC owes you.
Millions of savers are being wrongly billed thousands in tax after HMRC automatically adjusted PAYE codes to recover savings interest. Here's how to spot it, what to do, and how to reclaim every penny.
Your pay rise might actually leave you worse off. Frozen tax thresholds until 2031 mean millions are being quietly pushed into higher tax bands. Here's exactly how much fiscal drag is costing you.
All articles
ITEPA amendments from 6 April 2026 made agencies jointly liable for umbrella PAYE failures. This fundamentally changes t…
The High Income Child Benefit Charge applies if you or your partner earns above £60,000 — and HMRC has confirmed the rul…
The UK State Pension age began its rise from 66 to 67 in April 2026. If you were born between April 1960 and March 1961,…
Statutory redundancy pay rose to a maximum of £22,530 in April 2026. Here is the formula, the £30,000 tax-free rule, not…
There is no special bonus tax rate — it is all taxed as income. But the band you fall into, your student loan, and PAYE …
The EV road tax exemption ended in April 2025. In 2026/27, most EV owners pay £195/year in VED, plus the company car BiK…
The biggest mistake new sole traders make is not saving enough for tax. Here is the exact percentage to set aside, how C…
The NHS AfC 3.3% pay award is confirmed for 2026/27. But after income tax, National Insurance, and NHS pension deduction…
Section 24 mortgage interest restriction, 5% stamp duty surcharge on second homes, Making Tax Digital, and the Renters R…
There is no special overtime tax rate. But band-crossing, PAYE annualisation, and student loan deductions can combine to…
The CGT annual exemption has been cut from £12,300 to just £3,000. The Guardian reported in June 2026 that far more peop…
Digital platforms must now report seller income to HMRC. But the £1,000 trading allowance still protects most casual sel…
Your P60 is issued every April and is one of the most useful documents HMRC produces. Here's what each line means, why i…
Your P45 is one of the most important documents your employer will ever give you — and most people don't know what to do…
The 2027/28 tax year starts 6 April 2027. Student loan thresholds will change, the Making Tax Digital threshold drops to…
The national living wage rose to £12.71 per hour in April 2026. But after income tax, National Insurance, and pension, h…
From April 2029 only the first £2,000 of pension contributions via salary sacrifice are exempt from NI. Nearly 3 million…
MTD for Income Tax went live in April 2026 for anyone earning over £50,000 from self-employment or property. HMRC is alr…
A reader asked: 'I earn £35,000 but only get £2,300 a month — where does the rest go?' Great question. Here is every ded…
One in three UK workers is on the wrong tax code at some point. I was one of them. Here's the exact number I checked on …
If your employer offers salary sacrifice for pension contributions, using it is one of the most tax-efficient things you…
The NHS Agenda for Change pay uplift for 2026/27 has been announced. But after tax, NI, and pension, how much extra will…
If you graduated after 2012 and earn over £28,470, 9% of everything above that comes off your pay automatically. Here's …
That 28–42% that disappears from your bonus isn't the full story. From salary sacrifice to cumulative PAYE corrections, …
Umbrella companies vary wildly in how much they take from your contract rate. Here are the seven numbers to check on you…
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