P Documents & Refunds

P60 Explained: Are you owed a tax refund?

Over 5.6 million people overpaid tax recently. Your P60 holds the answer to whether HMRC owes you money. Use our calculator below to check.

Check your P60 for a refund

£

Find this on your P60 (Box 'Total for year') or final payslip of the tax year.

£

Box 'Tax deducted' on your P60.

Standard code is usually 1257L.

Estimated Tax Verdict

You may have overpaid by £515.80

Based on the figures provided, it looks like you paid more tax than necessary. You might be due a tax rebate from HMRC.

Tax you should have paid£3,484.20
Tax you actually paid£4,000.00
DifferenceRefund of £515.80
How to claim your refund →

What is a P60?

A P60 is a certificate that shows the tax you've paid on your salary in the tax year (6 April to 5 April). Your employer is legally required to give you a P60 to keep as a record at the end of every tax year.

It acts as proof of your income and is commonly required if you need to apply for a mortgage, tax credits, or to claim back overpaid tax.

How to read your P60

  • Total for year: This is your gross income before any tax was deducted.
  • Tax deducted: This is the total income tax you paid during the year.
  • Final tax code: The tax code applied to your final pay of the year.
  • National Insurance contributions: The NI deducted from your pay.

What to do if you've overpaid tax

If our calculator suggests you've overpaid, you can claim it back. HMRC usually reconciles records automatically and sends a P800 calculation letter, followed by a cheque or a direct deposit if you claim it online via your Personal Tax Account.

Read our full guide on how to claim your tax refund to ensure you get your money back.

Frequently Asked Questions

When should I receive my P60?
Your employer must issue your P60 by 31 May each year following the end of the tax year on 5 April.
What happens if I lose my P60?
You can ask your employer for a replacement. Alternatively, you can view your tax information in your personal tax account on the HMRC website.
Do I get a P60 if I leave my job mid-year?
No. You only get a P60 from an employer you are working for on 5 April. If you leave mid-year, you will receive a P45 instead.