£12 an hour is how much a year?

If you earn £12 per hour, your annual salary will depend on how many hours you work a week. See your exact take-home pay after tax below.

37.5 Hour Week

Standard full-time hours

Annual Salary£23,400
Yearly Take-Home£20,370
Monthly Take-Home£1,697
Weekly Take-Home£392

40 Hour Week

Common full-time hours

Annual Salary£24,960
Yearly Take-Home£21,493
Monthly Take-Home£1,791
Weekly Take-Home£413

⚠️ Warning: Below Minimum Wage

This rate of £12 per hour is below the standard National Living Wage for April 2026 (£12.71). Unless you are an apprentice or under the age of 18, it is illegal for your employer to pay you this rate.

Check your minimum wage rights →

How we calculate your take-home pay

The figures above assume you are using the standard 1257L tax code for the 2026/27 tax year. This means you have a tax-free Personal Allowance of £12,570 a year.

Your take-home pay has been calculated by deducting:

  • Income Tax: 20% on earnings over £12,570, and 40% on earnings over £50,270.
  • National Insurance: 8% on earnings over the £242 weekly threshold.

These calculations do not include any pension deductions or student loan repayments. If you contribute to a workplace pension or have a student loan, your actual take-home pay will be lower. You can use our Full Take-Home Calculator to add these extra deductions.