Sector Guides

Police Payslip Explained

A complete guide for officers in England and Wales. Understand your 2026/27 pay scales, the Police Pension Scheme 2015, and how your shift allowances are taxed.

Police Pay Scales (2026/27)

Police pay in England and Wales is determined annually following recommendations by the Police Remuneration Review Body (PRRB). Your basic pay is determined by your rank and your pay point (which increases with years of service).

For a Constable, the pay scale typically progresses from Point 0 (initial training) up to Point 7 (top of scale). Similar progressive scales exist for Sergeants and Inspectors.

Check your take-home pay

Use our main calculator to see exactly how your police salary breaks down into Tax, National Insurance, and Pension deductions.

Calculate Take-Home Pay →

The Police Pension Scheme 2015 (PPS)

The vast majority of serving officers are now members of the Police Pension Scheme 2015 (a Career Average Revalued Earnings or CARE scheme). You will likely see "PPS 2015" or similar on your payslip.

Contribution Rates

Police pensions have some of the highest employee contribution rates in the public sector, which can be a shock to new recruits. The rates are tiered based on your pensionable pay:

  • Tier 1: £27,000 or less = 12.44%
  • Tier 2: Over £27,000 to £60,000 = 13.44%
  • Tier 3: Over £60,000 = 13.78%

Tax Relief: These contributions are deducted before Income Tax is calculated. This means you receive automatic tax relief at your highest marginal rate (e.g., 20% or 40%).

Allowances and Extras

Your basic pay is often supplemented by various allowances. It is crucial to understand how these are taxed:

1. Unsocial Hours / Shift Allowance

If you work between 8:00 pm and 6:00 am, you are entitled to an additional 10% of your basic pay for those hours. This payment is fully taxable and subject to National Insurance, but it is generally non-pensionable (you don't pay pension contributions on it).

2. Overtime

Overtime (whether rest day working or casual overtime) is paid at premium rates (e.g., time and a third, or time and a half). Like shift pay, overtime is taxable and subject to NI, but is non-pensionable.

3. London Weighting and Allowances

Officers in the Metropolitan Police and City of London Police receive additional pay to offset the cost of living in the capital.

  • London Weighting: This is a pensionable addition to your basic pay.
  • London Allowance: This is an additional sum which is taxable but usually non-pensionable.

4. Housing / Replacement Allowance

Historically, officers were provided with housing or a rent allowance. For officers who joined before certain dates, a transitional housing or replacement allowance is paid. This allowance is treated as income, meaning it is subject to both Income Tax and National Insurance.

Frequently Asked Questions

How much do police officers pay into their pension?
Under the Police Pension Scheme 2015, contributions are tiered based on your salary. Most officers pay between 12.44% and 13.78% of their pensionable pay. This is deducted before tax, so you get tax relief on the contribution.
Is police housing allowance taxable?
Yes. If you receive a housing allowance or a transitional rent allowance, it is subject to standard Income Tax and National Insurance deductions, just like your basic pay.
Is London Weighting pensionable?
Yes, standard London Weighting is pensionable. However, the separate London Allowance is usually non-pensionable. Check your force's specific guidance to confirm.